Logic - Reporting of a stolen vehicle

[Scratch]

The guy had a burnt out Amarok, a stolen LC and a stolen Hilux in a period of 15 months. That's dodgy.

How he is still even insured is beyond me.

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[NEW]

Why put a cut off of 6 hours and not just ask that you do it as soon as possible. Every claim will have it's one merit and surrounding facts surely? Therefore if the insurer feels you have been procrastinating about reporting the matter to the police then they may query and reject from there.

I understand if you have agreed, you have agreed to it. But for new clientele, (like me potentially) having a nazi 6 hour rule gives me an intimidate frown. (There was no confirmation from the insurer side if they will be willing to relax the rule, but I guess they would)

People are faced with weird scenarios. Not talking about the OP in the other forum....

[KurtG]

Remember all these policies are written based on risk profile. A risk profile can be affected by previous claims, trends in those claims and the nature of those claims.

The insurer is well within their rights to repudiate a claim if there is fraud involved and on the flipside they can accept a claim if the insured could reasonably not report to the SAPS in the allotted time (extenuating circumstances) and this can be proven.

[XJ Junkie]

The guy had a burnt out Amarok, a stolen LC and a stolen Hilux in a period of 15 months. That's dodgy.

How he is still even insured is beyond me.

Are you being serious? [emoji848]

[NEW]

Why put a cut off of 6 hours and not just ask that you do it as soon as possible. Every claim will have it's own merit and surrounding facts surely? Therefore if the insurer feels you have been procrastinating about reporting the matter to the police then they may query and reject from there.

I understand if you have agreed, you have agreed to it. But for new clientele, (like me potentially) having a nazi 6 hour rule gives me an intimidate frown. (There was no confirmation from the insurer side if they will be willing to relax the rule, but I guess they would)

People are faced with weird scenarios. Not talking about the OP in the other forum....

Double post sorry...

But while I'm at it... I understand that TS has this clause on most if you take the reports of the clause on the other forum into consideration. With some the clause was changed after the client's first signed up. (obviously through the correct channals and with notice to the client)

But if it has to do with the risk of a particular vehicle, I cannot understand why a Suzuki Belano would be in the same risk bracket as a Hilux...

[Oppies3800]

Who the hell wants to steal a Suzuki

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[NEW]

Who the hell wants to steal a Suzuki

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My point exactly.

That fact is part of the reason suzuki's are the only vehicles I currently have.

[XJ Junkie]

I cannot understand why a Suzuki Belano would be in the same risk bracket as a Hilux...

It could be due to a weak security OEM system, like many Japanese cars.

Other than that I wouldn’t have thought that they are NOT high risk.

Edit: NOT

[NEW]

I cannot understand why a Suzuki Belano would be in the same risk bracket as a Hilux...

It could be due to a weak security OEM system, like many Japanese cars.

Other than that I wouldn’t have thought that they are high risk.

That I honestly do not know.... I have seen in the GV booklets that, in Japan, you can as an extra get 'n blinking red light and a sticker (stating that the vehicle is protected by an alarm) fitted to create the impression to thieves that there is an alarm system, although there is none.

But how would the insurance company know the strength of a vehicles alarms system?

[Oppies3800]

I mean those Suzuki Jeepies are good offroad but I don't see anyone wanting to steal them

[Saxj]

I cannot understand why a Suzuki Belano would be in the same risk bracket as a Hilux...

It could be due to a weak security OEM system, like many Japanese cars.

Other than that I wouldn’t have thought that they are high risk.

That I honestly do not know.... I have seen in the GV booklets that, in Japan, you can as an extra get 'n blinking red light and a sticker (stating that the vehicle is protected by an alarm) fitted to create the impression to thieves that there is an alarm system, although there is none.

But how would the insurance company know the strength of a vehicles alarms system?

The new Jimny has the flashing red light on the dash, but no alarm

[XJ Junkie]

But how would the insurance company know the strength of a vehicles alarms system?

The alarm category will be listed in its spec.

But I doubt they are high risk.

[Prof]

I mean those Suzuki Jeepies are good offroad but I don't see anyone wanting to steel them

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Student got his Samurai stolen from UCT on 30 May.

...but then that is UCT for you

[Scratch]

The guy had a burnt out Amarok, a stolen LC and a stolen Hilux in a period of 15 months.
That's dodgy.
How he is still even insured is beyond me.

Are you being serious? [emoji848]

Yep!

[XJ Junkie]

It does sound fishy then.