4x4 Action Group

Hi guys, I’d like to introduce an exciting new insurance product aimed at the Outdoor/Off Road/Overland user.

TRUE-GRIT SOLUTIONS is an insurance product which specifically caters for 4x4 vehicles’ and recreational outdoors property.
Club Members of the 4x4 Action Group enjoy preferential rates!
The cover is fully comprehensive for your particular 4x4 vehicle and includes use for private and/or business and/or professional purposes.
TRUE-GRIT, ALSO covers your 4x4:-
· Whilst you are undergoing off-road driver instruction in your 4x4;
· Whilst you are taking part in club organised and supervised off-road competitions and jamborees;
· Provides cover for travel into extended territories into Africa WITH REPATRIATION COVER included.

What else does TRUE-GRIT SOLUTIONS cover? Just about anything to do with the recreational outdoors!
BY this we mean, Caravans, Camper Trailers (on/off-road varieties), baggage trailers and utility units including boat, motor cycle, vehicle, Quad transporters as well as obviously pleasure vessels, ski boats and yachts, Adventure/Cruiser/Tourer motor cycles over 500cc, Golf Carts, portable items such as fishing equipment, scuba gear, firearms for hunting and sport shooting, non-motorised watercraft, non-motorised aerial devices, Bicycles, Camping Equipment, Bikers Kit and Photographic Equipment Etc.

If you are passionate about adventure driving in your 4x4, travel into Africa and taking part in recreational outdoor activities you need to take out a True-Grit Solutions policy.

If you are interested in getting a quote, please contact Emile Venter on 082 762 6744 or email emile@arib.co.za

https://www.true-grit.co.za

If you have any questions please contact me, or post them here.

....and lastly how often the small print changes on a whim


__________________
Flex is overrated

Mad Manny wrote: ↑

Tue Mar 03, 2020 10:37 am

Interesting.

I'd like to see how it compares to its competitors.
Firstly wrt to cover.
Secondly on Excesses &
Finally if the premiums are competetive.

Hi Manny,

this will definitely be a valuable insight.
The best way to do this is quote against current insurance provider. You are welcome to send me year model etc details on your towable and 4x4 for a quote.

I can guarantee that the offering is very well positioned. Bruce Willows the product developer has been in the industry for many years and has extensive experience relating to the underwriting and development of these products specifically for the South African market. In fact Bruce was the initial founder of one of the very well known insurance companies a lot of us use for our offroad-cross border insurance.

True-Grit has made extensive effort to keep this insurance product limited to off-road related vehicles and towables including whatever items you will take with you on these trips(Fishing and Hunting Gear, Bicycles, Photography equipment etc.). They have no interest in taking on your other insurable items such as building, household contents or your cellphone, these will remain on your other personal insurance policies. This is a specialised insurance solution for the off-road user.

So far the rates quoted have been cheaper than competitors.

Excesses can be structured according to how the clients would like them. You have the "no excess" option which obviously comes at a premium.

Remember that members of the 4x4 AG club qualify for preferential rates.

Interesting.... let me look into this

Interesting

As most of you are aware, I have an iron in this fire.

It will be good to have another entry into this market, which is realistically dominated by two players. That said, it's a very specialised, and relatively small, market, and most motor only insurers have moved away from this model following consistent losses over the years, adding other categories of cover (household, homeowners, business etc) to their portfolios to mitigate the risks. In fact, a few no longer accept new motor-only business.

Given Bruce's experience with Cross Country, I'm interested to know whether True-Grit will also be using CIMS for their support services? The networks and contacts required to successfully and efficiently undertake repatriations and provide remote assistance take years to build.

Will the product be available to brokers,and if so, please send me a PM in respect of the requirements for an agency.

I jumped through all sorts of hoops to register with CIMS and has yet to be contacted for even a quote.

Maybe I am just not experienced enough.

Sent from my SM-J400F using Tapatalk

All sounds good, BUT, if I would like to have that insurance, I will still have to insure my house contents and business with another company. Bit inconvenient to have two insurance companies to deal with.

Count me out on this policy too. I will not fit a tracking device to any of my vehicles. I have had too much crap with them in the past.

Saxj wrote: ↑

Wed Mar 04, 2020 9:53 am

Count me out on this policy too. I will not fit a tracking device to any of my vehicles. I have had too much crap with them in the past.

+1

Mad Manny wrote: ↑

Wed Mar 04, 2020 10:57 am

Which company are you insured with that diesnt insist on a tracking device or at least give a discount if you fit one?

I know many years ago some tracking devices drew power or interfered with immobilizers.

But that was many years ago.

I have tracking in 6 vehicles and have had no issues in many, many years...

Old Mutual Namibia - they don't insist.

Mad Manny wrote: ↑

Wed Mar 04, 2020 10:57 am

Which company are you insured with that diesnt insist on a tracking device or at least give a discount if you fit one?

I know many years ago some tracking devices drew power or interfered with immobilizers.

But that was many years ago.

I have tracking in 6 vehicles and have had no issues in many, many years...

Discovery Insure.

I have a 2008 Suzuki SX4, which doesn't get driven much, but the tracker is pretty effective at draining it's battery.